| * |
Preferred
Best: |
Preferred: |
Select: |
Standard
Plus: |
| Impairments: |
No Diseases, disorders, or
activities that would affect mortality. |
No
diseases, disorders or activities that would affect
mortality. |
No
diseases, disorders or activities that would affect
mortality. |
No
diseases, disorders or activities that would affect
mortality. |
| Blood
Pressure: |
No current, or history of,
blood pressure treatment or medication. No current, or
history of, blood pressure readings in excess of:
140/85 Age 60 or Younger;
150/90 Age 61 or Older
|
Currently
controlled and average reading in last 2 years
(including treatment) does not exceed:
140/90 Age 60
or Younger;
150/90 Age 61
or Older.
|
Currently
controlled and average reading in last 2 years
(including treatment) does not exceed:
150/90 Age 60
or Younger
155/95 Age 61
or Older |
Currently
controlled and average reading in last 2 years
(including treatment) does not exceed
155/95 Age 60
or Younger;
160/90
Age 61 or Older
|
| Family History: |
No
cardiovascular or cancer disease (except basal cell
carcinoma) in either parent or siblings on or before age
60 |
For
either parent, no cardiovascular death on or before age
60. |
Not
more than one cardiovascular death in parents on or
before age 60. |
Not
more than one cardiovascular death in parents on or
before age 60. |
| Driving
History: |
No
DWI, DUI, reckless driving, license revocation or
suspension in last 5 years |
No
DWI, DUI reckless driving, license revocation or
suspension in last 5 years. |
No
DWI, DUI, reckless driving, license revocation, or
suspension in last 3 years. |
No
DWI, DUI, reckless driving, license revocation or
suspension in last 2 years. |
| Cholesterol: |
Cholesterol
240 maximum; Cholesterol/HDL ratio cannot exceed 5.0 |
Cholesterol
270 maximum; Cholesterol/HDL Ratio cannot exceed 6.0 |
Cholesterol
285 maximum; Cholesterol/HDL ratio cannot exceed 7.0. |
Cholesterol
300 maximum; Cholesterol/ HDL ratio cannot exceed 8.0 |
| Alcohol/Substance
Abuse: |
No
history of, or treatment for alcohol or substance abuse. |
No
history of, or treatment for, alcohol or substance abuse
in last 10 years. |
No
history of, or treatment for, alcohol or substance abuse
in last 7 years. |
No
history of.,or treatment for alcohol or substance abuse
in last 7 years. |
| Cancer
History: |
Preferred
Best not available if any cancer history (except basal
cell carcinoma). |
Preferred
not available if any cancer history (except basal cell
carcinoma). |
Select
No Nicotine Use not available if any cancer history
(except basal cell carcinoma) |
Coverage
may be available based on specific cancer history. |
| Aviation: |
Flat
extra (available in most cases) or exclusion rider. |
Flat
extra (available in most cases) or exclusion rider. |
Flat
extra (available in most cases) or exclusion rider. |
Flat
extra (available in most cases) or exclusion rider. |
| Hazardous
Occupation or Avocation: |
Coverage
available; however, may require flat extra. |
Coverage
available; however, may require flat extra. |
Coverage
available; however may require flat extra. |
Coverage
available; however. may require flat extra. |
| Tobacco
Definition: |
No use of
nicotine or nicotine substitutes in last 5 years. |
No use of
nicotine or nicotine substitutes in last 3 years. |
No use of nicotine
or nicotine substitutes in last 2 years |
No use of
nicotine or nicotine substitutes in last 12 months. |
Proposed insured's
not qualifying for Standard plus, but not requiring a table
rating, will be considered for Standard classification.
